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Dollars and Sense II Lesson 7
Author(s): Jeff Potash Subject: Cross-Curricular
  Lesson 7 contains three computer simulations, each intended to challenge students to apply what they have learned in previous lessons to help a desperate individual or couple with a looming financial catastrophe. Though each of the problems presented involves a slightly different concern, they all involve a combination of credit card and loan issues complicated by imbalances relating to spending. Can personal finance issues of these people be salvaged? And if so, at what cost and what trade-offs?

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being. The lessons in Dollars and Sense II illustrate both immediate and long-term impacts, both beneficial (to savers) and harmful (to debtors) of compound interest on overall financial health
  PDF
Dollars and Sense Lesson 1
Author(s): Jeff Potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 1 from Dollars and Sense: Stay in the Black: Saving and Spending a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being.
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/Lesson1.asp
Dollars and Sense Lesson 2
Author(s): Jeff Potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 2 from "Dollars and Sense: Stay in the Black: Saving and Spending," a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being.
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/Lesson2.asp
Dollars and Sense Lesson 3
Author(s): Jeff Potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 3 from "Dollars and Sense: Stay in the Black: Saving and Spending," a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being.
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/lesson3.asp
Dollars and Sense Lesson 4
Author(s): Jeff Potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 4 from "Dollars and Sense: Stay in the Black: Saving and Spending," a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/lesson4.asp
Dollars and Sense Lesson 5
Author(s): Jeff Potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 5 from "Dollars and Sense: Stay in the Black: Saving and Spending," a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being.
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/lesson5.asp
Dollars and Sense Lesson 6
Author(s): Jeff potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 6 from "Dollars and Sense: Stay in the Black: Saving and Spending," a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being.
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/lesson6.asp
Dollars and Sense Lesson 7
Author(s): Jeff Potash, & John Heinbokel Subject: Cross-Curricular
  Lesson 7 from "Dollars and Sense: Stay in the Black: Saving and Spending," a Personal Finance Curriculum. In developing an understanding of how the pieces of our economic system work together, students should start with a deepened understanding of their own finances. This set of lessons focuses on core saving and spending systems that shape the outcomes of personal financial decisions. Future modules will link these saving and spending concepts with other important elements of personal finance (investment, credit, debt, and human capital).

Complex Systems Connection: Short and Long Term Conflicts. Managing money, in personal finances or in running a business, often involves setting both short-term and long-term goals. Sometimes goals are in conflict between these timeframes, such as spending now versus saving/investing for future financial well-being.
  PDF

Link to the simulation: http://www.clexchange.org/curriculum/dollarsandsense/lesson7.asp
Easter Island Population Model
Author(s): Diana M. Fisher Subject: Social Studies
  From CC-STADUS. Explores population-natural resource relationship, overshoot and collapse, leverage points.

Complex Systems Connection: Short and Long Term Conflicts, Cause within System. People sometimes decide to use natural resources to meet present needs and igno
  PDF
If a Tree Falls in the Woods, Will Another Replace It?
Author(s): Chris Brummer, Adelle Lennox, & Leela Yellesetty Subject: Student Work
  A 1999 SyMBowl finalist paper. This paper discusses a model developed to analyze Oregon's timber industry and how it affects the forest tree population.

Complex Systems Connection: Short and Long Term Conflicts, Cause within System. People sometimes decide to use natu
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